What is auto enrolment?
Automatic enrolment is a new law with requires all employers – including nanny employers - to make sure they have a pension in place for their employee.
Most nannies will need to be automatically enrolled into the pension scheme, and both the nanny and the employer will have to contribute to it.
For a quick introduction to automatic enrolment, you can download our PDF leaflet:
Download our 'What is automatic enrolment?' leaflet
Do all nannies need to be automatically enrolled?
Most do; nannies who are aged between 22 and the State Pension Age and earn above the Tax Free Allowance (currently £10,000) will need to be automatically enrolled. You can work out when your nanny will reach State Pension Age by using the Government's State Pension Age Calculator.
A nanny who does not qualify to be automatically enrolled still has the right to ask to join a workplace pension.
My nanny is part time - will I have to set up a pension for her?
Not necessarily. It depends if your nanny meets the criteria and is eligible to be automatically enrolled. If she does not meet the criteria and does not opt in you will not need to set up a pension scheme. However, you will need to make a pension scheme available if your nanny chooses to opt in or becomes eligible to be automatically enrolled.
What if my nanny doesn't want a pension? Do I still have to enrol her?
If your nanny qualifies for automatic enrolment, you are legally obliged to enrol her. However, your nanny can always opt out of the pension scheme once they’ve been enrolled if they don’t want to take part.
When will automatic enrolment affect nanny employers?
Automatic enrolment is being introduced gradually. The day the new legislation applies to you is called your Staging Date
Your staging date is decided by the last two characters in your PAYE reference.
Find our your staging date by using the Pensions Regulator Staging Date Calculator here >
|When you start/ed to employ||When the new legislation applies to you|
|Between April 2012 and March 2013
||1 May 2017
|Between April 2013 and March 2014
||1 July 2017
|Between April 2014 and March 2015
||1 August 2017
|Between April 2015 and December 2015
||1 October 2017
|Between January 2016 and September 2016
||1 November 2017
|Between October 2016 and June 2017
||1 January 2018
|Between July 2017 and September 2017
||1 February 2018